What happens if you are not here tomorrow? What happens if you can’t work tomorrow? What happens if you require long-term care? All the investments in the world will make little difference if we haven’t focused on the "what if."
In a perfect world, we’d like to self-insure for all our needs but reality shows us that is not always possible. So we buy insurance to help manage the current risks we are faced with today. How much insurance do you need? What type of insurance is best? How do we utilize the group insurance we have at work? These are questions that we’ll answer as we analyze your current situation and and put solutions in place that provide for the proper protection while managing risk and the cost of those products.